referral.wiki

Capital One referral program is invite only

capitalone.com

Gated

Invite only

Existing cardholders in good standing can earn account bonuses when a friend applies through their link and is approved. The exact bonus amount depends on which card you have and is only shown inside your online account.

You get bonus varies by product (sign in to view)
They get

We hold no Capital One referral link

Invite only

This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.

Official terms

Share your Capital One invite link

We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.

If we already hold a link for this one, yours goes on file rather than live — we swap it in if it turns out to be the better offer.

What Capital One pays for inviting a friend

Program type
Refer a friend — run by the vendor
Qualifies on
invitee must be a new Capital One cardholder and get approved using the referral link
Payout delay
Cap
Availability

The page mentions no reward for the invited person, and you receive nothing if their credit application is not approved.

See what their page actually says

Copied word for word from the vendor's own page. If it no longer says this, tell us.

If they’re a new Capital One cardholder and get approved using your link, you’ll earn a bonus for each friend approved.

Read on https://capitalone.com/refer

Other Fintech referral programs

Has the Capital One offer changed?

No changes recorded since we started tracking this.