Klarna
klarna.comYes
Referral program active
Genuinely two-sided, but the bar is high: your friend has to take out a paid membership and spend three times before either of you sees anything.
You get $60 in points US figure; the UK program pays £40 instead
They get $20 in points £10 in the UK program
Nothing to claim
Referral program active
This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.
Got an account here?
We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.
Where several people offer a link, we rotate between them rather than always showing the first.
Conditions
- Program type
- Refer a friend — run by the vendor
- Qualifies on
- The friend signs up via your link, enrolls in a monthly membership to get a Klarna Card, and makes three purchases of $10 or more — all within 30 days. If their card application is denied, nobody is paid.
- Payout delay
- Points credited within a few days of the friend finishing the steps
- Cap
- Capped per campaign; the 2025 US terms allowed 10
- Availability
- Strongly geo-fenced: separate US and UK programs, each limited to residents of that market
Klarna keeps re-running this with different mechanics — the 2025 US version was a $20 discount with nothing for the friend. Re-check per market.
Changes
No changes recorded since we started tracking this.