referral.wiki

Monzo

monzo.com

Yes

Referral program active

Monzo randomises the bonus per user rather than publishing a rate, so what you get is genuinely unknown until you get it.

You get Randomised bonus A 'mystery reward' in the in-app referral hub
They get Randomised bonus Both sides can receive one

Nothing to claim

Referral program active

This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.

Official terms

Got an account here?

We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.

Where several people offer a link, we rotate between them rather than always showing the first.

Conditions

Program type
Refer a friend — run by the vendor
Qualifies on
The friend applies within 30 days of the invite, activates their card, and makes their first card payment within 30 days
Payout delay
Cap
No limit on how many friends you invite
Availability
UK only — Monzo has shut down its US operation

Because the amount is randomised, the '£5 / £50 / £100' figures on coupon sites are not just stale — they were never a rate to begin with.

Changes

No changes recorded since we started tracking this.