N26 referral program
n26.comYes
Referral program active
The €1,500 lifetime ceiling is documented, but the per-referral amount is not — N26 sets it by country and account type and shows it only in the app.
You get Varies by country Visible in the app under Explore → Friend referrals
They get — N26 documents a reward for the referrer only
We hold no N26 referral link
Referral program active
This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.
Share your N26 invite link
We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.
If we already hold a link for this one, yours goes on file rather than live — we swap it in if it turns out to be the better offer.
What N26 pays for inviting a friend
- Program type
- Refer a friend — run by the vendor
- Qualifies on
- The friend opens an account via the link and makes at least one Mastercard payment worth at least the value of the bonus. PayPal does not count.
- Payout delay
- Credited within 60 days
- Cap
- Up to €1,500 in referral bonuses in total
- Availability
- EEA markets only — N26 has exited both the US and the UK. The minimum qualifying transaction varies by country and account type.
The frequently-cited €15 per referral did not appear on any N26 page we could read. Treat it as unconfirmed.
Other Fintech referral programs
Has the N26 offer changed?
No changes recorded since we started tracking this.