Wise referral program
wise.comYes
Referral program active
Wise runs several invite programs in parallel — standard, card, free-transfer, universal — with different mechanics, which is why two people comparing notes often disagree about the terms.
You get Varies by region One UK variant pays £75 for 3 qualifying friends
They get A free transfer Or a free card, depending on region
We hold no Wise referral link
Referral program active
This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.
Share your Wise invite link
We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.
If we already hold a link for this one, yours goes on file rather than live — we swap it in if it turns out to be the better offer.
What Wise pays for inviting a friend
- Program type
- Both a refer-a-friend and an affiliate program
- Qualifies on
- The friend joins via the link within 30 days of signing up and makes qualifying cross-currency transfers or card spend. Same-currency transfers, ATM withdrawals, gambling and crypto do not count.
- Payout delay
- —
- Cap
- No limit on invites; unclaimed rewards expire after a year
- Availability
- Not available everywhere; amount and structure differ between the UK, EU and US programs
The list of what does not count toward qualifying is long. Read it before promising a friend anything.
Other Fintech referral programs
Has the Wise offer changed?
No changes recorded since we started tracking this.