Wise
wise.comYes
Referral program active
Wise runs several invite programs in parallel — standard, card, free-transfer, universal — with different mechanics, which is why two people comparing notes often disagree about the terms.
You get Varies by region One UK variant pays £75 for 3 qualifying friends
They get A free transfer Or a free card, depending on region
Nothing to claim
Referral program active
This one is not open to everyone. Whether you can invite anybody depends on your account, and it is offered in-product rather than advertised.
Got an account here?
We hold no link for this one — nobody can have an account everywhere. Add yours and it goes in front of the next person who asks.
Where several people offer a link, we rotate between them rather than always showing the first.
Conditions
- Program type
- Both a refer-a-friend and an affiliate program
- Qualifies on
- The friend joins via the link within 30 days of signing up and makes qualifying cross-currency transfers or card spend. Same-currency transfers, ATM withdrawals, gambling and crypto do not count.
- Payout delay
- —
- Cap
- No limit on invites; unclaimed rewards expire after a year
- Availability
- Not available everywhere; amount and structure differ between the UK, EU and US programs
The list of what does not count toward qualifying is long. Read it before promising a friend anything.
Changes
No changes recorded since we started tracking this.